Please use this identifier to cite or link to this item: http://repo.floodalliance.net/jspui/handle/44111/2897
Title: The role of insurance in reducing direct risk: the case of flood insurance
Authors: Surminski, Swenja
Keywords: Flood Control::Risk management, जोखिम व्यवस्थापन, Gestión del riesgo
Issue Date: 2014
Publisher: International Review of Environmental and Resource Economic
Abstract: The provision of flood insurance is a patchwork, with countries showing varying degrees of penetration, coverage types, demand levels, and design structures. This article explores the current understanding of flood insurance with a specific focus on the ability of flood insurance to contribute to direct risk reduction. The starting point is a consideration of the existing provision of flood insurance, both in established insurance markets and in developing countries. A review of efforts to analyse and explain the use and design of flood insurance highlights how the understanding of supply and demand determinants is steadily growing, while clear gaps also emerge. Particularly the question of utilizing flood insurance in the context of climate change and as a lever for physical risk reduction would benefit from further empirical and theoretical analysis. The article concludes with a reflection on current efforts to reform and design flood insurance and offers some pointers for future research.
URI: http://repo.floodalliance.net/jspui/handle/44111/2897
Appears in Collections:Governance

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